Tandem

Tandem is a fast-growing UK digital bank built to deliver better financial outcomes through modern technology, transparent products, and customer-first design. Founded in 2015, Tandem offers a smart alternative to traditional banking – combining competitive savings, responsible lending, and a seamless digital experience. Today, it serves over half a million customers with a broad range of savings, lending, and credit products, accessible through its intuitive mobile app.

Pollen Street’s investment has enabled the transformation of Tandem into a scaled, profitable digital bank – combining the operational discipline of a specialist lender with the innovation and growth potential of a modern digital platform. Tandem is uniquely positioned in the UK market: large enough to deliver scale and resilience, yet agile enough to innovate rapidly. With three consecutive years of profitability and continued expansion across key lending verticals, Tandem is delivering strong and sustainable growth.

While Tandem retains a commitment to supporting customers on a path to more sustainable living, its primary focus is on delivering simple, fair, and efficient banking for the modern consumer. The bank’s purpose-led approach, strong digital infrastructure, and customer-first culture continue to drive value creation for both customers and stakeholders.