Private Credit

Dedicated expertise in asset based, secured finance.

We fund

the everyday

We provide funding to support everything from building homes, funding SMEs & corporates and vehicle financing. We do this by providing predominantly senior secured loans to non-bank lenders, leasing businesses and technology companies.

  • Powering our economy

    Asset-based finance is the funding behind the everyday credit that powers our economy and society.

  • Large and growing market

    The market is large and growing and we are experts in this space. We have a deep network and experience that means we can identify opportunities, targeting an underpenetrated part of the market.

  • Go-to in our market

    Our team focuses on the mid-market where our support and capital is most needed and we can create the most favourable risk reward profile.

Our
approach

We are dedicated. That means our team has years of experience sourcing and structuring the lending we provide. They are also there to support beyond capital, using their expertise to give strategic insight.

  • Through-cycle strategy

    Our founding team have been investing together for over 19 years and since 2015 we’ve invested across more than 100 investments.

  • Uncorrelated returns

    We structure to withstand robust performance stress scenarios to cover changing environments.

  • Bespoke structuring

    Our team focus on asset security, structural protections and make sure we are strongly aligned with our borrowers.

Our Work

IWOCA
Supporting SME
Financing

Our relationship with Iwoca started in 2016. The business uses a proprietary scoring model and machine learning algorithms to provide short term financing to SMEs to help them grow, who may otherwise not have access to overdraft facilities to banks.

Pollen Street’s financing is senior and secured against government-guranteed SME loans.

  • £155m senior secured facility
  • Built relationship with borrower over 9 years