Pivotal acquires LendingScore

Pollen Street Capital is pleased to announce that its portfolio company Pivotal, the UK’s leading mortgage and protection advice provider, has acquired LendingScore, a leading provider of advanced mortgage technology and data solutions in the UK. The acquisition accelerates the evolution of Pivotal’s technology and use of AI, aligning with the creation of Pivotal Innovations Lab, the Group’s newly formed technology pillar.

Founded by Luke Saint in 2018, LendingScore delivers a suite of AI-powered solutions that have already demonstrated their effectiveness, supporting the strong growth of Simply Lending, one of Pivotal’s portfolio companies. LendingScore’s technology suite includes a comprehensive end-to-end mortgage CRM; a specialist sourcing engine attracting licensing interest from leading UK brokers; an AI lead-qualification solution integrated with Google Gemini AI; and OpenStatements, an automated income-verification and fraud-risk-reduction tool delivered through seamless credit bureau integration.

This announcement reflects strong momentum across the Group. Since Pollen Street Capital established Pivotal as a joint venture with LSL Property Services in April 2021, the business has completed more than 25 strategic acquisitions. Pivotal’s first mover advantage has enabled it to grow rapidly into the UK’s leading mortgage and protection advice provider with specialist advisor teams covering mainstream residential markets along with second charge, commercial, bridging, buy-to-let, landlord, protection and home insurance markets.

The acquisition of LendingScore and the creation of Pivotal Innovations Lab marks the next chapter in that journey, adding proprietary AI and technology capability to a platform that is uniquely positioned tin the UK mortgage market.

Mayank Prakash CBE, Group Chief Executive Officer, Pivotal commented “The technology solutions developed by Luke Saint and his team reflect a world-class deep understanding of the client needs. AI technology and data are key parts of our broader growth strategy. This addition positions us to become the go-to trusted advisers for mortgage, protection and home insurance across the UK.”

Ian Gascoigne, Partner, Pollen Street Capital added “The acquisition of LendingScore is an important step in Pivotal’s growth and technology evolution. In just four years, Pivotal has established a position as the UK’s leading mortgage and protection advice provider, completing more than 25 acquisitions and building a platform with depth and scale. The establishment of Pivotal Innovations Lab aims to harness proprietary AI and technology to deliver a step-change in client experience. We are proud to support Mayank and the team as they continue to push forward Pivotal’s growth story.”